Desk notes
Read the file the way a desk reads it.
Operator notes on fix-and-flip financing, ARV / MAO, and dual-cap sizing. No rate shopping. No retail refinance copy.
What is fix and flip financing?
Acquisition plus rehab capital for a wholesale-to-retail exit. Short term. Points and IO carry. Brokered — not funded here.
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ARV and MAO basics
After-repair value, the 70% MAO heuristic, and why the worksheet is not a bid.
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LTC and LTARV basics
Loan-to-cost and loan-to-after-repair-value. Dual caps, cash in, and why ARV belongs on the worksheet before you bid.
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FAQ
Direct answers and common objections. Broker, not a lender. Business-purpose only. No owner-occupied.
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Book a 30-minute strategy call
Bring the address, the project numbers, and the exit. We desk investor fix-and-flip loans. We do not fund them.
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