Fix & Flip Profit Calculator — ARV, rehab, loan costs → net profit and ROI
Cash in, IO carry, points, net profit, and ROI. Loan is the lesser of project cost × LTC and ARV × LTARV. Rate and points are your estimates — not GI quotes. Not a credit decision.
Project
Purchase, rehab, and the retail ARV. Contingency is optional.
Rehab contingency (optional)
Percent of rehab. Educational — not a quote.
Financing assumptions
Educational chips — not GI policy or a quote. Edit any field.
Educational LTC chips
Typical illustration 75–90%.
Educational LTARV chips
Typical illustration 65–75%.
Educational term chips
6–18 months.
Educational points chips
1–4 points.
Exit
Retail sale. Educational assumptions — not a GI quote.
Educational selling-cost chips
Typical illustration 4–8% of sale price.
Hold months
IO carry uses hold, not just the loan term.
Results
Still need purchase. No email wall. Estimate only. Broker, not a lender.
Results appear here
Business Purpose / No Owner Occupied. Caps, rate, and points are your assumptions — not GI quotes. Not a credit decision.
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